Compare Mortgage Options in One Place
MoneyLine Direct matches you with multiple licensed mortgage lenders so you can compare rates, terms, and closing costs side-by-side. Whether you're a first-time home buyer, looking to refinance for a lower rate, or considering a cash-out refinance to pay for renovations, you'll get tailored quotes within minutes.
Loan Types We Match You With
Our lender network offers conventional, FHA, VA, USDA, jumbo, and non-QM loans for purchase, rate-and-term refinance, cash-out refinance, and home equity. VA loans require no down payment for eligible veterans. FHA loans require as little as 3.5% down with credit scores from 580.
Frequently Asked Questions
Does getting a quote affect my credit?
No. Submitting our form is a soft inquiry only and does not affect your credit score. A lender may run a hard inquiry later when you formally apply.
What credit score do I need?
Most conventional loans require 620+, FHA loans 580+ (or 500+ with 10% down), VA loans typically 580+. We match you with lenders that fit your credit profile.
How long does the mortgage process take?
Refinances typically close in 30-45 days; purchases in 30-60 days depending on appraisal and underwriting.
What documents will I need?
Typically: recent pay stubs, W-2s or 1099s for the last 2 years, tax returns, bank statements, and ID. Self-employed borrowers may need additional documentation.