Your direct line to smarter lending since 2024

Terms of Service

Last updated: January 1, 2025

1. Who We Are

MoneyLine Direct is a lead generation service only. We are NOT a lender, loan broker, or financial advisor. We connect individuals seeking loans with third-party lenders.

2. Eligibility

You must be:

3. No Guarantee

Submitting an inquiry does not guarantee a loan offer. APR rates range from 6.63% to 1,386% depending on lender and state. Always review loan terms before accepting.

4. Accuracy

You agree to provide accurate information. Providing false information may constitute fraud.

5. Consent to Contact

By submitting an inquiry you consent to contact by MoneyLine Direct and lending partners via phone, email, and text including automated systems as described in our Privacy Policy.

5A. SMS / Text Messaging Terms (10DLC A2P)

If you opt in to receive SMS text messages from MoneyLine Direct by checking the SMS consent box on our application form, you agree to receive recurring transactional and marketing SMS/MMS messages from MoneyLine Direct sent via automated technology. Message frequency varies (typically up to ~10 messages per month). Message and data rates may apply. Reply HELP for help; reply STOP at any time to cancel. Consent to receive SMS is not a condition of any purchase. Your mobile phone number, SMS consent, and opt-in data will not be sold, rented, or shared with third parties or affiliates for marketing purposes. Full SMS program details are available in our Privacy Policy.

6. Intellectual Property

All Site content is the property of MoneyLine Direct. You may not reproduce or distribute it without written permission.

7. Limitation of Liability

MoneyLine Direct is not liable for indirect or consequential damages. Our total liability for any claim shall not exceed $100.

8. Disclaimer of Warranties

This Site is provided "as is" without warranties of any kind.

9. Governing Law

These Terms are governed by Delaware law. Disputes resolved in Delaware courts.

10. Contact

MoneyLine Direct | support@moneylinedirect.com | moneylinedirect.com